Disability Law for Handicapped People    

Short Term Disability Insurance for Social Workers


Social workers vying for short term disability insurance have an uphill battle

It is well known that social workers are the backbone to the lives of the underprivileged. One of their major areas of accomplishment is seeking and providing disability insurance benefits to those in need.

But the little known problem is that social workers may need to be getting a lot more short term disability insurance coverage than most are currently receiving from their employers.

Indeed, short term disability insurance for social workers is in far from satisfactory condition. Many of these idealistic young staffers are subject to cuts in federal, state and local government spending, giving them low paying salaries with far fewer benefits than most other trained professionals receive.

Short term disability insurance is for anyone who is injured or become ill off the job. When this person is forced to miss work for weeks or months due to his or her temporarily disabling condition, the short term insurance allots the victim of the disability a portion of his or her salary (typically 40-70 percent) so that the costs of living can be covered until work is resumed. More and more, however, social workers are being denied short term benefits.

It’s a scandal. Those who are serving others should not be treated poorly. That’s why many activists and union member are currently seeking to organize and secure better short term disability insurance benefits for social workers in the United State, UK, Europe and all around the world.

Yet while domestic budgets for social workers’ salaries and benefits packages are cutting squeezed out more and more every year, it should be mentioned that social workers in the United States – and especially Europe – are at least getting a decent portion of benefits included in their employment schemes.

The benefits packages, however, are rarely complete, and what seems to be missing from most are comprehensive short term disability benefits for the employed social workers.

This marks the beginning of substandardization in the conditions for social workers, which will ultimately decrease the number of applicants for such positions across the board. While many citizens currently do not recognize the value of social workers in our society, their existence is essential to helping the impoverished and underprivileged.

And helping the poor should be far from a partisan campaign. After all, poverty affects everybody. Decreasing poverty through social work also decreases crime and disease, making the society as a whole a more livable and prosperous entity.